A notable improvement in the field of accident claim is that this particular compensation is now available online, i.e., any individual, looking for a desired type of an accident claim policy, can simply visit the official website of an insurance company and buy a suitable policy. Such a policy would help an individual to get compensation in case of death or injury of the victim. This type of a policy claim provides security against any kind of financial shortcoming and enables the policy holder to live a relaxed and tension-free life. The main coverage of such an insurance policy is as follows:-

• Accidental Death
• Permanent Partial Disability

Death is, however, a compulsory coverage under this particular policy of accident claim.

On account of payment of additional premium, the following extra benefits can also be enjoyed:-

• Adaptation Allowance – This type of accident claim policy helps to meet the expenses towards the repair of old vehicles or to bring about the changes in house necessitated by Permanent Total Disability upto the maximum limit of 10% of the sum insured (under death cover) subject to a maximum of Rs50000 (this facility will be provided only if Permanent Total Disability Cover is taken).